When markets crash, index funds move with the markets and offer\ninvestors better protection vis-à-vis their diversified equity fund\ncounterparts.
Investors with a low to moderate risk profile can consider SIPs in balanced funds. \n\n
Our advice: exercise caution and don't get carried away by the exuberance in the markets. \n\n\n\n
While picking a quality mutual fund is never easy, rising markets often make the task seem a lot easier. Exercise a greater degree of caution, because tough times can and do separate the men from the boys.
An investor friendly budget would mean further incentives and opportunities for investors to get invested.
Yet again an industry expert stresses on the need to stay invested over the long-term and not look for quick gains.
It may not be a smooth sail at the markets in the immediate future but then equity investing is about taking bets over the long term.
A note for retail investors: If you are a long-term guy, you should not panic. Long-term investors never panic.
Investors can now invest in mutual fund schemes which invest globally thereby giving investors access to international assets.
After lying low for a while markets came back strongly and breached the 6,000 points mark. The BSE Sensex posted a growth of 3.91 per cent to close at 6,012 points while the S&P CNX Nifty rose by 4.36 per cent to end at 1,914
The diversified equity funds segment threw up an interesting picture with schemes from just two fund houses
There is little time left for investors to finalise their tax-saving investments. As far as the risk-taking investor is concerned, its about time he tied up his investments in tax-saving funds.
Tax-saving funds have a mandatory 3-year lock-in, so even if stock markets are expensive currently, they are certainly attractive over the 3-5 year investment time frame.
Among index funds, the most popular products are funds tracking the Nifty 50 and Sensex, says Dwaipayan Bose, and explains the finer points of selecting the right index mutual fund.
Our advice to investors -- subject to your risk appetite, get invested in tax-saving funds using the systematic investment plan (SIP) route.
This is the right time to get out of schemes, which have not lived up to your expectations.
Our advice to investors as markets inch upwards is that investments in equities should be made cautiously and with a defined, 3-5 year time frame.
Good times for mutual fund investors are continuing.
Investors must invest in a manner appropriate to their age, income stream, return expectations and risk appetite.
If you firmly believe that all things must come to an end, then the decline in equity markets this week should come as no surprise.
Investors should restructure their portfolios and dispose of investments that are not in tune with their risk-appetite.
Diversified equity funds put in a smart performance despite a downward trend in equity markets over the week.
Remember you can invest in a new fund offer tomorrow, but your tax-planning clock has already started ticking.
Ulhas Joshi, Head -- Sales, Rank MF, a mutual fund investment platform, answers your queries.
Mutual fund investors had much reason to cheer as equity markets posted one of the strongest weekly gains in the recent past. \n\n
Investors must resist the temptation to get invested with a view to rake in quick profits and should instead utilise the opportunity to book a part of their profits and restructure their portfolios.
Omkeshwar Singh, head, Rank MF, a mutual fund investment platform, answers your queries.
Taking a cue from Zomato's stellar initial public offering (IPO), through which it garnered a valuation of Rs 1 trillion, the government has asked its advisors and valuers to ascertain if the Life Insurance Corporation of India (LIC) should be valued at Rs 10 trillion or more. The government is looking to offload about 10 per cent stake in LIC through the IPO. At that valuation, the government stands to net at least Rs 1 trillion from LIC's proposed IPO, which will boost the Centre's efforts to meet its disinvestment target of Rs 1.75 trillion for the current financial year.
Experts believe the new norms may be an indirect way for Sebi to apply the brakes on dividend option plans in MFs.
Embracing the habit of SIPs can pave the way for a financially secure and prosperous future, points out Misbah Baxamusa.
The Reserve Bank on Monday said it has imposed penalties of about Rs 1 crore each on Kotak Mahindra Bank and IndusInd Bank for deficiencies in regulatory compliance. Besides, the RBI has also imposed penalties on four co-operative banks. A penalty of Rs 1.05 crore has been imposed on Kotak Mahindra Bank for contravention of certain norms related to 'The Depositor Education and Awareness Fund Scheme, 2014' and for non-compliance with the directions on 'Customer Protection - Limiting Liability of Customers in Unauthorised Electronic Banking Transactions', and 'Loans and Advances - Statutory and Other Restrictions', the banking regulator said.
Dwaipayan Bose on how index funds play a key role in the diversification of portfolios and help manage risks
Anil Rego, CEO, Right Horizons, answers your personal income tax queries.
Commodity investments can help you diversify your portfolio in asset classes other than equity and debt, says Dwaipayan Bose.
High dividend yield stocks usually perform well in a rising interest rate environment when investors value cash flows more.
Experts say the impact on the schemes' NAVs may vary in the coming days, depending upon how fund houses treat the developments on VIL and whether there are any further rating downgrades or credit events.
The Securities and Exchange Board of India (Sebi) has just released a proposal to alter the regulations pertaining to the sponsor system for mutual funds. One of the reasons for the proposed changes is that there are two conflicting regulations that need to be clarified. The other reason is that the sponsor system may itself be outdated as it stands, and the proposed changes would allow new entities such as private equity funds and portfolio management services to enter this space.
Omkeshwar Singh, head, Rank MF, a mutual fund investment platform, answers your queries.
A growth scheme not only leads to lower tax payments than the dividend option. but also allows any income that is not withdrawn to compound, explains Harsh Roongta.
Anil Rego, CEO, Right Horizons, answers your personal income tax queries.
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